Harmony Imperial Bank

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Harmony Imperial Bank

Postby Prism » Tue Aug 23, 2016 10:46 pm

Harmony Imperial Bank

Welcome Message

Welcome to the Harmony Imperial Bank. Founded nearly three hundred years ago today Harmony is situated as the premiere banking institution within the Empire of Awyyn. Founded initially with the desire to introduce a better banking experience HIB prides itself on its customer service. Hosting a variety of accounts ranging from massive corporations to small private accounts the HIB is open to all savvy investors.



Goals

  • Stimulation of economic growth for nations throughout Cynosure.
  • Affordable, Sensible financial planning and service. From the wealthy elites to the poorest day laborer. We are here to help you all.
  • Providing small private loans to large governmental loans.
  • National investment in small nations to promote development.
  • Careful fiscal management.



Comprehensive Financial Services

Our range of comprehensive financial services have been built and developed to benefit you our customers.

Lending

Personal Lending: Every day HIB works tirelessly to answer the dreams of numerous individuals needing a helpful hand. From buying a house to needing a new car we will work tirelessly to assist with your financing needs.

Commercial Lending for new start ups, small companies, and companies needing a little extra capital to expand.

Government Lending: Typically provided to governments in need of funds for infrastructure redevelopment projects, or governments that are looking to start expansive projects.

Account Types

Personnel Accounts: Suited for individuals be they wealthy or poor.

Corporate Accounts: Ideal for corporations, with a sign on bonus of 50,000 Sovereigns for any initial deposit over 500,000 Sovereigns.

Sovereign Accounts: This account is reserved for national governments only, offering interesting return rates.

Local Branches

In addition nations may choose to establish local branches of HIB in their respective territories. One of the fringe benefits of doing so is receiving twenty five percent of said branch/es annual income.
Last edited by Prism on Tue Aug 23, 2016 11:25 pm, edited 1 time in total.
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Prism
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Posts: 65
Joined: Sun Feb 14, 2016 6:34 am
Location: United States
Leader: Imperator Sebastian Vi Royeaux
Senator: Duke Angelo Von Snowfront
Nation: The Serene Hegemonic Empire of Awyyn
Region: Cynosure

Re: Harmony Imperial Bank

Postby Prism » Tue Aug 23, 2016 11:09 pm

Account Details

Personnel Accounts

Those who apply for a Personal (T1) account will be offered a range of basic financial services from loans and checking to mortgage and investment planning. The HIB also offers to insure 200,000.00 Sovereigns to cover any identity theft or account manipulation. This account type generates an interest rate of 2.0% per year up to 1,000,000.00 Sovereigns.

Those who apply for a Private (T2) account will be offered an advanced range of financial and security services, in addition to the basic protection given to T1 clients. Such services include increased security protection and advanced investment, retirement, and tax planning/advise. The HIB offers to insure 2,000,000.00 Sovereigns to cover any identity theft or account manipulation. This account type generates interest at a rate of 2.5% per year up to 5,000,000.00 Sovereigns. However to apply for a T2 account, the customer must deposit at least 50,000.00 Sovereigns.

Corporate Accounts

Those business who apply for the Business (T3) account will be given 2.5% interest every year. All clients holding or applying for the T3 account are given an immediate cash infusion of 50,000.00 Sovereigns to help them grow and prosper.

Those businesses that are legitimate corporate entities or businesses that make over 2,000,000.00 Sovereigns per month are eligible for the Corporate (T4) account will be given advanced business tools and solutions programmed for international marketing and investments.To help the world's large businesses continue to flourish, savings deposited in a T4 account will be given a 3.5% interest rate.

Sovereign Accounts

These accounts are reserved towards individuals, businesses, and other entities willing to deposit upwards of 10,000,000.00 Sovereigns and above. They are protected by the highest HIB institutional security systems available. Clients using this account will receive a 9.5% interest for their account and a maximum of 1% loan interest for up to 10,000,000.00 Sovereigns. Available only to Sovereign Nations and their Governments.



Lending Details

Personnel Lending:

The Civil Loan is specially designated for individual civilian use, such as for home loans, college student loans, car loans, and the many other financial lending actions taken by the common man for each person's specific needs. Individuals may request up to 1,000,000.00 Sovereigns per loan, at a flat total interest rate of 1.5%. Maximum payment time frame is twenty years.

Commercial Lending:

The Commercial Loan is specifically designated for business use. For a Business Start-up Loan, our lenders permit requests up to a total of 10,000,000.00 Sovereigns, at a flat interest rate of 3.0%. For established businesses a request of up to 25,000,000.00 Sovereigns, at a flat interest rate of 5.0%.

Government Lending:

All Government Loans have a maximum lending total of 90,000,000.00 Sovereigns, unless stated otherwise in lending negotiations. Depending on the reason and the country in question, the interest rate will range between 2.5% - 10% of the total capital being borrowed.
Last edited by Prism on Tue Aug 23, 2016 11:25 pm, edited 1 time in total.
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User avatar
Prism
Visitor
 
Posts: 65
Joined: Sun Feb 14, 2016 6:34 am
Location: United States
Leader: Imperator Sebastian Vi Royeaux
Senator: Duke Angelo Von Snowfront
Nation: The Serene Hegemonic Empire of Awyyn
Region: Cynosure

Re: Harmony Imperial Bank

Postby Prism » Tue Aug 23, 2016 11:20 pm

Applications

Account Registration

Code: Select all

[b]Official Name on Record:[/b]

[b]Official Country of Origin:[/b]

[b]Type of Account:[/b]

[b]Initial deposit:[/b]

[b]Do you want us to invest the money nationally or internationally? [/b]


Money invested nationally will be invested into local businesses and injected into the local economy in various ways. Money invested internationally will be invested in businesses, governments, individuals, etc throughout Cynosure. These investments are how HIB expands its base values and what enables us to provide the outstanding Customer Service that we provide.


Account Withdrawel/Deposit Slips

Code: Select all

[b]Official Name on Record:[/b]

[b]Account Type:[/b]

[b]Account Number:[/b]

[b]Withdrawal Amount:[/b]

[b]Deposit Amount:[/b]

[b]Notes:[/b]


Loan Application

Code: Select all

[b]Offical Name on Record:[/b]

[b]Offical Country of Origin:[/b]

[b]Type of Capital Loan:[/b]

[b]Amount of Capital Requested:[/b]

[b]Reason and uses for Loan:[/b]
Last edited by Prism on Tue Aug 23, 2016 11:25 pm, edited 1 time in total.
Image
User avatar
Prism
Visitor
 
Posts: 65
Joined: Sun Feb 14, 2016 6:34 am
Location: United States
Leader: Imperator Sebastian Vi Royeaux
Senator: Duke Angelo Von Snowfront
Nation: The Serene Hegemonic Empire of Awyyn
Region: Cynosure

Re: Harmony Imperial Bank

Postby Prism » Tue Aug 23, 2016 11:24 pm

Current Assets

Deposit Totals: x,xxx,xxx.xx
National Investment Totals: x,xxx,xxx.xx
International Investment Totals: x,xxx,xxx.xx
Financial Totals: x,xxx,xxx.xx

Current Accounts


Current Loans
Image
User avatar
Prism
Visitor
 
Posts: 65
Joined: Sun Feb 14, 2016 6:34 am
Location: United States
Leader: Imperator Sebastian Vi Royeaux
Senator: Duke Angelo Von Snowfront
Nation: The Serene Hegemonic Empire of Awyyn
Region: Cynosure


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